GOVERNMENT SCHEMES AVAILABLE AFTER UDYAM REGISTRATION

Government Schemes Available After Udyam Registration

Government Schemes Available After Udyam Registration

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In India, many small businesses face problems like a lack of funds, low customer reach, slow growth, and competition from big companies. To help small businesses grow and succeed, the Government of India provides support through many schemes and programs. But to get the benefits of these schemes, your business must be officially recognized as an MSME (Micro, Small, or Medium Enterprise). This recognition is given through a simple and free online process called Udyam Registration.

Once your business is registered on the MSME Registrationl, you become eligible for many government schemes. These schemes offer help like financial aid, loans, skill training, marketing support, and more.

In this article, we will explain in simple words the most useful government schemes available after Udyam Registration and how they can help you grow your business.

What is Udyam Registration?


Udyam Registration is an online process started by the Ministry of MSME. It allows businesses to register as Micro, Small, or Medium Enterprises based on their investment and annual turnover.

After registration, you receive a Udyam Certificate with a unique identification number (Udyam Registration Number). This certificate allows you to access various benefits provided by the government under the MSME category.

Why Udyam Registration is Important



  • You get official MSME status.


  • You can apply for special MSME schemes and subsidies.


  • You become eligible for loans without collateral.


  • You get preference in government tenders.


  • You can access training, skill development, and export promotion programs.


List of Government Schemes Available After Udyam Registration


Here are the top schemes you can benefit from after completing Udyam Registration:

1. Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)


This scheme helps small businesses get collateral-free loans from banks and financial institutions.

  • Who can apply: MSMEs registered under Udyam.


  • Purpose: To provide business loans without needing to mortgage property or assets.


  • Loan amount: Up to ₹2 crore.


  • Benefit: 75% to 85% of the loan amount is guaranteed by the government.


2. Pradhan Mantri Employment Generation Programme (PMEGP)


This scheme gives financial assistance to new entrepreneurs to set up their own manufacturing or service businesses.

  • Who can apply: New entrepreneurs with Udyam Registration.


  • Subsidy: 15% to 35% of the project cost, depending on location.


  • Loan: Balance amount is given as a bank loan.


3. MUDRA Loan (Micro Units Development and Refinance Agency)


Under this scheme, small businesses can get loans through banks and NBFCs without collateral.

  • Who can apply: MSMEs with Udyam Registration.


  • Loan Types:



    • Shishu: Up to ₹50,000


    • Kishor: ₹50,000 to ₹5 lakh


    • Tarun: ₹5 lakh to ₹10 lakh




  • Purpose: For working capital, business expansion, and buying equipment.


4. Interest Subsidy Eligibility Certificate (ISEC)


This scheme is helpful for businesses involved in khadi and village industries.

  • Benefit: 4% interest subsidy on working capital loans.


  • Who can apply: Khadi institutions and artisans under the MSME sector.


5. CLCSS (Credit Linked Capital Subsidy Scheme)


This scheme helps in upgrading your business equipment and technology.

  • Subsidy: 15% subsidy on purchase of machinery, up to ₹15 lakh.


  • Who can apply: Manufacturing MSMEs with Udyam Registration.


6. Technology and Quality Upgradation Support to MSMEs


This scheme helps small businesses adopt energy-efficient technologies.

  • Subsidy: Up to 75% of the cost for buying energy-saving equipment.


  • Training: Financial support is also given for workshops and awareness programs.


7. Procurement and Marketing Support Scheme (PMS)


This scheme supports MSMEs in marketing and selling their products.

  1. Activities Covered:



    • Participation in trade fairs


    • Organizing buyer-seller meets


    • Creating marketing tools and advertisements




  2. Subsidy: Up to 80% of participation costs covered.


8. ZED (Zero Defect, Zero Effect) Certification


This scheme focuses on quality improvement in MSMEs.

Benefits:

  • Free training on quality standards


  • Certification to show quality compliance


  • Subsidies for quality testing and equipment


9. MSME Sustainable (ZED) Scheme


This is an updated version of the ZED program to promote green manufacturing.

Incentives:

  • Up to ₹5 lakh reimbursement on certifications


  • Training support for energy-saving methods


  • Support for product testing


10. MSME Samadhaan


This is a grievance portal to resolve payment delays from buyers.

  • Who can apply: MSMEs with Udyam Registration facing payment issues from large buyers or government departments.


  • How it helps: Helps you get your payments within 45 days or charge interest for delays.


State-Level MSME Schemes


In addition to central government schemes, many state governments also offer MSME support programs such as:

  1. Electricity subsidies


  2. Stamp duty waivers


  3. Local marketing support


  4. Land at discounted rates


How to Apply for These Schemes?


Here are the general steps to follow:

  1. Go to Udyam Website – Open the official Udyam Registration portal.


  2. Fill Business Info – Enter your business name, type, address, and bank details.


  3. Check and Submit – Review the details and submit the form.


  4. Make Payment – Pay the registration fee online.


  5. Get OTP – An OTP will be sent to your Aadhaar-linked mobile number.


  6. Enter OTP – Type the OTP to verify your identity.


  7. Finish Registration – Your application will be processed and approved.


  8. Receive Certificate – The Udyam certificate will be emailed to you.


Note: Now easily Udyam Re-Registration through the Udyam portal

 

Conclusion


Udyam Registration is the first step toward unlocking a wide range of benefits offered by the Indian government. Once you register your business, you get access to loans, subsidies, marketing support, training, and even international exposure.

These government schemes are designed to help your business succeed, even in a competitive market. Whether you are starting out or already running a small business, these benefits can support you at every stage of growth.

If you haven’t registered under Udyam yet, don’t delay. It’s free, simple, and takes only a few minutes online. Once you get your Udyam certificate, explore the schemes mentioned in this article and choose the ones that suit your business needs best.

 

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